“Health is wealth” is exactly what it means. Lifestyle changes, rising pollution levels and many other factors have a significant impact on human health. This can lead to various health problems and medical conditions. Medical costs associated with treating such diseases are increasing rapidly. Investing in health insurance is necessary to protect your family from high medical bills. These plans cover all hospital charges, as well as pre-hospital and post-hospital costs. The main purpose of health insurance is to ensure that you receive the best medical care without straining your finances. Health insurance provides protection against high medical costs. It covers hospital bills, daycare procedures, home costs, ambulance costs, and more. So instead of worrying about such high costs, you can focus on speedy recovery. Many organizations protect their employees with group insurance. However, such policies are not tailored to each individual's needs. You may also remain uninsured if you lose your job or change jobs. To protect yourself from such events, take out personal health insurance. Primary care is your first point of contact with health services and provides your gateway to the entire health system. Research has shown that access to primary health care services is associated with improved health outcomes, including better self-reported health status and lower all-cause mortality. Primary care helps improve access to health services. This is especially important for isolated or disadvantaged people who may otherwise have no means of accessing these services. As the main entry point into the health care system, GPs help individuals understand and discuss their health and any specific issues they may have. If necessary, referrals to more specialized treatment can be made. Studies conducted by health professionals show that health professionals tend to adhere more closely to disease-specific health policy guidelines, which correlates with improved prevention practices and prescribing decisions. However, other studies have failed to support this evidence. For diabetes, for example, the care provided by general practitioners has been found to be as good as or better than that provided by hospital specialists. This study has led to the suggestion that primary care is often superior in overall quality due to its holistic approach to health. Primary care focuses on preventive interventions. In particular, these are general changes that affect many aspects of health. For example, breastfeeding, quitting smoking, staying physically active, and eating healthy. In the United States, regions with higher primary care physician-to-population ratios correlated with lower smoking and obesity rates. Some studies have found that patients hospitalized with complications related to manageable medical conditions, such as hypertension, were four times more likely to have lost access to their primary care provider. Primary care is known to focus on the health of the whole person rather than specific organs or systems. This may contribute to positive effects such as reduced mortality due to cumulative contributions of care. Speaking of disadvantages: One of the most important is the relationship between health insurance premiums and age. Age plays an important role in determining premiums. Your chances of getting sick increase significantly as you get older, so insurance companies compensate for the increased risk with higher premiums. For this reason, it is said that it is better to enroll in health insurance while you are young.